The Creative Home Solutions Now services are available to you at no charge and no obligation.

Even though we work directly for you, we are compensated by the bank or by the buyer.

The qualified staff at Creative Home Solutions Now provides an unbiased assessment of your personal situation.

If you decide that a short sale is the best solution, the entire process takes place in less than a 30 minute friendly meeting.

The Creative Home Solutions Now's proven processes and highly synergistic lineup of title attorneys, closing agents, buyers network, and skilled negotiators, ensure the most successful outcome to your situation.

The detrimental consequences of one's house being foreclosed on are avoided by not an ideal, but a more favorable alternative. This will save you tens of thousands of dollars in interest rates, insurance premiums, and lost business opportunities.

 

Most people in foreclosure think their credit is already bad, but they are not aware that it could end up being much worse. At this point you may be behind on your payments, but your credit is not destroyed.

A foreclosure will put a permanent mark on your credit. A short sale is instead more favorably reported on your credit report as a settlement.

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Furthermore, in most cases any 1099(s) and/or Deficiency Judgment(s) will be for significantly smaller amounts (if at all) with a short sale than with a foreclosure. This results in cash savings to you.

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Loan modification is a process whereby a homeowner’s mortgage is modified and both the lender and homeowner are bound by the new terms of the new mortgage.

These programs may sound good on paper, but the reality is that the vast majority of loan modifications DON’T WORK. Many homeowners spend months working with a lender, and if satisfactory outcome is not achieved, they are put in a time bind with their foreclosure process.

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Almost every lender mandates that in order for them to accept a short sale, the homeowner must receive $0 on the HUD-1 Settlement Statement. The lender will not allow the borrower to profit from the transaction, if the lender is accepting a short payoff on the loan. However, through our experience and expertise, we are able to submit the proper forms and get you (the seller) up to $1,500.00 to help with your moving expenses.

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Creative Home Solutions Now is the nation-wide affiliation, comprised of professional home-buying companies who specialize in short sales.

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Unlike real estate agents, these professional companies not only negotiate your short sale, but also many times actually buy the property after they received the lender’s approval. This lowers homeowners’ risk of not finding a buyer in time and losing the property to foreclosure.

Is the short sale the best option for you? Maybe not.

 

Call our phone number to learn what options are available to you, whether you want to stay in the house or sell it.

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